Jewelry On Credit and Jewelry Payment Options
At Zoara we understand that your jewelry purchase is actually a carefully chosen investment. In addition to providing a plethora of jewelry options to suit all budgets, we also recognize the need to offer our customers a variety of jewelry payment options, wedding rings finance and engagement rings finance.
At the checkout phase of your online shopping purchase you will be presented with several options for payment. These include credit card payment plans, using an account service such as Verified Pay-Pal and Google Checkout and other options such as money orders and bank wires. Please note that all transactions above $15,000.00 must be made via bank wire in order to establish a secure purchase.
Jewelry Payments Online with a Credit Card or Gift Certificate
Looking to pay by credit card? First, you may choose to simply proceed to checkout and directly enter your credit card information into our Secure Shopping system. At this point we gladly accept the following credit cards: Visa, MasterCard, American Express, Discover or Diners Club International.
If you are planning to conclude your payment with a Gift Certificate, simply enter your Gift Certificate's Promotional Code in the first step of our Secure Shopping Checkout. Continue your secure checkout by entering your credit card information. If your Gift Certificate value is higher than or equal to the sum total of your order, your credit card will be charged $0.00 and the appropriate value will be deducted from your Gift Certificate. If your Gift Certificate value is lower than the sum total, the value will simply be deducted from your order total and your credit card will be charged the remaining sum.
Pay over the Phone Using Multiple Credit Cards
Simply Contact Us if you would like to spread your jewelry payments out over multiple credit cards. A Zoara Customer Service Representative will walk you through the process.
Pay over the Phone by Wire Transfer
Should you wish to pay for your order via a Bank Wire you'll receive a 1.5% discount on the final checkout price of your order. We require Bank Wire payments for any items above $15,000.00 to ensure a secure payment transaction.
3 Month Jewelry Payment Plan No Interest
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Offer valid on orders between $500-$10,000.
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Credit Card only.
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50% down - 50% paid over 3 months.
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Remaining balance is authorized to credit card prior to shipping and divided into 3 even sums among the 3 month period.
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Monthly payments are automatically deducted from credit card until balance is paid. The first monthly is deducted 7 days after item is shipped.
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U.S. Customers only.
6 Month Jewelry Payment Plan with Interest
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Offer valid on purchases over $2,500 and up to $10,000.
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Credit Card only
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50% down - 50% paid over 6 months.
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Remaining balance is authorized to credit card prior to shipping and divided into 6 even sums along the 6 sum period.
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Monthly payments are automatically deducted from credit card each month until balance is paid. The first payment is deducted 7 days after item is shipped.
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U.S. Customers only.
Program Details
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Minimum amount that can be financed is $1,000
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Maximum amount that can be financed is $5,000.
For items over $10,000, you may increase the down payment, so that the amount financed remains under $5,000. -
At least 50% of the purchase price is required as a down payment.
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A Zoara Customer Support Representative will contact you regarding your credit card's approval.
Jewelry Payments With Verified Pay-Pal
Zoara is happy to provide customers with the option of paying via Verified Pay-Pal. If you already have an account set up, then you are ready to go. New users who would like to set up an account can do so by clicking on the link above.
Jewelry Payments With Google Checkout
Zoara is glad to provide customers with the option of actualizing their payment via Google Checkout. If you already have an account set up, then you are ready to go. New users who would like to set up an account can do so by clicking on the link above.
International Payment Options
For international orders up to $5000, Zoara offers the following payment options:
- Credit Card
- Bank Wire
- Verified PayPal
- Google Checkout
For international orders above $5000, Zoara accepts bank wire only.
*Please note: To verify your ownership of the credit card, we may request that you send us a copy of your photo identification and the credit card you wish to use to make the purchase. In order to protect your privacy, cover the eight middle digits on your credit card. Please know that we use these security measures to ensure your protection.
Additional Information
While Zoara does not currently offer Bill Me Later as a checkout option, we do our best to offer similar alternative jewelry financing options. We invite you to Contact Us for further assistance.
In accordance with company policy, if we have not received your method of payment within seven days we will have to cancel your order. Upon placing your order, please note your intention to pay via one of the options above, and a Customer Support representative will happily contact you with details to complete your transaction.
Please note that a sales tax may apply to orders shipped to certain states.
If you are concerned about your online jewelry payments, we welcome you to Contact Us. We are happy to accept your credit card information over the phone, or to make you feel more comfortable by providing information regarding online shopping as a secure and convenient process.
See also How Much to Spend on a Wedding Ring, How Much to Spend on an Engagement Ring, Affordable Wedding Rings, Inexpensive Wedding Rings, Affordable Engagement Rings, Inexpensive Engagement Rings.
